Project Credit Analysis Department Specialist / Lead Specialist
Job Description & Requirements
Your tasks include: Analyzing loan applications received by the Bank for project financing in accordance with the internal rules and regulations of the Bank (including reviewing the client's business activities), evaluating them, and preparing opinions on them, as well as presenting relevant opinions during discussions held for the purpose of making decisions on the execution of those orders; When preparing the credit memorandum for project loans, requesting additional information and documents from the client's relevant representative when necessary to clarify data; Regularly monitoring and analyzing all phases of the project during the validity period of the credit agreement for project loans, discussing with the relevant structural divisions of the Bank in this regard when necessary, preparing and submitting relevant proposals accordingly; Participating in the regular monitoring of the project loans in the Bank's credit portfolio together with the structural division responsible for risk management; Presenting required reports (data) on project loans; Conducting discussions, meetings, and cooperation with the relevant structural divisions of government agencies, including local and foreign financial institutions, and local and foreign consultants engaged in economic analysis; Conducting research and studies in the field of project loans and using the services of international and local consultants in this regard when necessary. The suitable candidate for us: Higher education (finance, accounting, economics, business management, or other related specialties); At least 3 years of work experience in the financial sector; CFA, FRM, ACCA or CIMA certifications; Excellent command of Azerbaijani and English, good command of Russian; Exceptional proficiency in MS Office programs (especially MS Excel); Experience in financial modeling and analysis; Market research and economic analysis skills; Problem-solving and decision-making skills; Time management and prioritization skills; Excellent communication and presentation skills.
Job Responsibilities
Your tasks include: Analyzing loan applications received by the Bank for project financing in accordance with the internal rules and regulations of the Bank (including reviewing the client's business activities), evaluating them, and preparing opinions on them, as well as presenting relevant opinions during discussions held for the purpose of making decisions on the execution of those orders; When preparing the credit memorandum for project loans, requesting additional information and documents from the client's relevant representative when necessary to clarify data; Regularly monitoring and analyzing all phases of the project during the validity period of the credit agreement for project loans, discussing with the relevant structural divisions of the Bank in this regard when necessary, preparing and submitting relevant proposals accordingly; Participating in the regular monitoring of the project loans in the Bank's credit portfolio together with the structural division responsible for risk management; Presenting required reports (data) on project loans; Conducting discussions, meetings, and cooperation with the relevant structural divisions of government agencies, including local and foreign financial institutions, and local and foreign consultants engaged in economic analysis; Conducting research and studies in the field of project loans and using the services of international and local consultants in this regard when necessary. The suitable candidate for us: Higher education (finance, accounting, economics, business management, or other related specialties); At least 3 years of work experience in the financial sector; CFA, FRM, ACCA or CIMA certifications; Excellent command of Azerbaijani and English, good command of Russian; Exceptional proficiency in MS Office programs (especially MS Excel); Experience in financial modeling and analysis; Market research and economic analysis skills; Problem-solving and decision-making skills; Time management and prioritization skills; Excellent communication and presentation skills.
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