Project Credit Analysis Specialist / Senior Specialist
Job Description & Requirements
Your tasks will include: Analyzing incoming credit applications to the Bank related to project financing in accordance with the Bank's internal rules and procedures (including reviewing areas related to the client's business activity), evaluating them, and preparing opinions on them, as well as presenting the relevant opinion during discussions aimed at making decisions on the execution of these applications; Requesting additional information and documents from the client's relevant representative when there is a need for further clarifications on the data during the preparation of the project loan memorandum; Regularly monitoring and analyzing all phases of the project during the validity period of the project loan agreement, conducting discussions with the relevant structural divisions of the Bank in this regard, preparing relevant proposals and presenting them in due course; Participating in the regular monitoring of project loans existing in the Bank's credit portfolio in collaboration with the structural division responsible for risk management; Providing reports (data) required for project loans; Conducting discussions, holding meetings, and cooperating with the relevant structural divisions of state institutions within their authority, as well as local and foreign financial institutions and consultants engaged in the analysis of economic issues; Conducting research and studies in the field of project loans and utilizing the services of international and local consultants in this regard when necessary. The appropriate candidate for us: Higher education (finance, accounting, economics, business administration or other related fields); At least 3 years of work experience in the financial sector; CFA, FRM, ACCA or CIMA certifications; Excellent Azerbaijani and English language skills, good level of Russian language abilities; Exceptional proficiency in MS Office programs (especially MS Excel); Experience in financial modeling and analysis; Skills in market research and economic analysis; Problem-solving and decision-making skills; Time management and prioritization skills; A person with excellent communication and presentation skills.
Job Responsibilities
Your tasks will include: Analyzing incoming credit applications to the Bank related to project financing in accordance with the Bank's internal rules and procedures (including reviewing areas related to the client's business activity), evaluating them, and preparing opinions on them, as well as presenting the relevant opinion during discussions aimed at making decisions on the execution of these applications; Requesting additional information and documents from the client's relevant representative when there is a need for further clarifications on the data during the preparation of the project loan memorandum; Regularly monitoring and analyzing all phases of the project during the validity period of the project loan agreement, conducting discussions with the relevant structural divisions of the Bank in this regard, preparing relevant proposals and presenting them in due course; Participating in the regular monitoring of project loans existing in the Bank's credit portfolio in collaboration with the structural division responsible for risk management; Providing reports (data) required for project loans; Conducting discussions, holding meetings, and cooperating with the relevant structural divisions of state institutions within their authority, as well as local and foreign financial institutions and consultants engaged in the analysis of economic issues; Conducting research and studies in the field of project loans and utilizing the services of international and local consultants in this regard when necessary. The appropriate candidate for us: Higher education (finance, accounting, economics, business administration or other related fields); At least 3 years of work experience in the financial sector; CFA, FRM, ACCA or CIMA certifications; Excellent Azerbaijani and English language skills, good level of Russian language abilities; Exceptional proficiency in MS Office programs (especially MS Excel); Experience in financial modeling and analysis; Skills in market research and economic analysis; Problem-solving and decision-making skills; Time management and prioritization skills; A person with excellent communication and presentation skills.
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This position requires application on the employer's website.